No fees. Higher rates.

A no-fee savings account with higher interest rates…what’s not to like? Members Heritage beats traditional banks and offers a variety of features that can help you build savings for regular purchases or something special. We even have an exclusive package of services for members over 50 with our Golden VIP Club.

  • No monthly fees or surcharges.
  • Low $5.00 minimum balance.
  • Dividends calculated on average daily balance, paid quarterly.
  • Safe, convenient and accessible.
  • Convenient direct deposit and payroll deduction services available.
  • Access your account balance anytime with our Telephone Teller (BUTTONS) or Online Banking services.
  • Convenient ATM access.
  • Can be used for overdraft protection for Regular Checking accounts.
  • Can be used as collateral for Secured Loans.

A Regular Savings account is a MHCU membership requirement. You can open an account today for as little as $5.00.

Open a New Youth Membership Account from July 15-August 15th, and we will match your initial deposit up to $20!*

*Account must be opened in child’s name. New Membership Youth Account requires a minimum $5 deposit. Child’s Social Security card must be presented when account is opened. Matched funds up to $20 will be deposited upon opening of account. Existing members opening a new subaccount do not qualify for promotion. Promotion valid 7/15/2024-8/15/2024.


Current Member opening Savings Account?  Apply thru online banking     Current Rates

Current Member without Online Banking?  Apply Here