Joining our Credit Union Comes with Many Benefits

Joining MHCU gives you so much more than attractive checking, savings, and loan products. You’ll also enjoy exclusive member benefits to take greater control of your finances. Sign up today to access member-only perks designed to help you achieve your financial goals.


Exclusive Member Discounts

MHCU members have access to many exclusive discounts and benefits. It’s just one of many ways we show our members some love. Save money on auto, home, entertainment, finance, and more with Love My Credit Union rewards.

Kings Island Tickets only $44 per guest (processing fees may apply. Price subject to change)
Log on at:

Username: CREDIT
Password: RACER

Great Loan Rates

Our competitive loan rates allow you to keep more money in your wallet. Finance your dream car or long-awaited vacation. Or invest in your family's future by refinancing your mortgage to free up extra cash each month. The possibilities are endless, and MHCU can help make it happen.

High-Yield Deposit Accounts

Maximize returns on your hard-earned savings with our high-yield deposit accounts. Get the most out of your money with competitive interest rates on savings and checking accounts. Our financial specialists will match you with the right products to meet your goals.

ScoreCard Credit Card Rewards Program

We automatically enroll our credit card holders in the ScoreCard program. You earn bonus points when you use your MHCU MasterCard or Visa. One dollar in net retail purchases equals one point. 

You can convert these points into cash-back credit, gift cards, merchandise, or travel benefits. You can even redeem your ScoreCard bonus points online. Apply for your MHCU credit card and start earning your bonus points today.

Golden VIP

Members Heritage offers a special package of services for aged 50 and older members who are in good standing.

  • Free Safe Deposit Box*
  • 2 Free boxes of “Basic” checks per 12-month period
  • 2 Free Money Orders per month
  • 2 Free Official Checks per month
  • 2 Free Statement Copies per month
  • 2 Free Stop Payment Fees per month

You just need an active account with direct deposit to become a member of the VIP Club. Direct deposit sources that qualify include paychecks, Social Security payments, or pension payments.

Scholarship Program

Members Heritage believes everyone should have access to an education. We’re happy to provide an annual Scholarship Program for our young members to promote academic achievement. 

This year, MHCU will award four students $2,500 each to help finance their higher education pursuits. You can download and print an application or pick one up at an MHCU branch nearby. You can submit your application between January 1 and March 31.

Federally Insured

The National Credit Union Administration (NCUA) insures you for up to $250,000 per account. This insurance provides peace of mind in the unlikely event of a financial disruption.


Why wait for a paper checking or savings statement in the mail when you can receive it electronically? MHCU offers free online eStatements to its members at the beginning of every month. They are secure, convenient, and give you a statement archive of 24 months. You’ll also have the flexibility to print them from your laptop or phone!

You can sign up for eStatements online. Just have your MHCU member number to get started.

Turbo Tax

File your taxes the smarter way and save on TurboTax. MHCU members can save $15 off the TurboTax® Federal Deluxe edition. With TurboTax, you don't need to be a tax expert or make an appointment to do your taxes correctly. 

The software takes complex tax topics and turns them into simple questions about your life. TurboTax SmartLook™ even connects you with an expert live, on-screen to get answers when needed.