Life gets busy, and it’s easy to lose track of spending. That can lead to declined transactions or overdrafts. Members Heritage Credit Union offers two simple ways to protect your checking account: an open-ended, fixed-rate Overdraft Line of Credit or a link to your savings account.
Relax! No more penalty charges for accidental overspending on your debit card or checkbook.
Spend with confidence—your Overdraft Protection plan helps cover overdrawals, so you’re not caught off guard.
Use our open-ended, fixed-rate line of credit, or link your savings account to cover any overdrafts.
With Overdraft Protection, you won’t have to worry about overdrawing your account when using your debit card or checkbook. Avoid fees and enjoy peace of mind knowing your transactions are covered.
We offer two options for Overdraft Protection:
Get a $500 line of credit with a fixed rate and open-ended term. You’ll only pay interest on transferred funds, and you can repay your balance anytime.
Automatically transfer funds from a Regular Savings Account to cover overdrawn transactions. The first transfer each month is free; additional transfers are $2.00 each.
Ready to sign up? Fill out an online application today, or speak with one of our friendly lending specialists.
Membership at MHCU comes with much more than access to our range of great financial products. You also qualify for special services and a unique range of perks, all designed to make banking with us more convenient and rewarding. Join today and receive:
Free, unlimited access to Members Heritage ATMs. No surcharge at Allpoint® and Alliance One® network ATMs*.
Access to a range of members-only discounts and benefits. Save money on auto, home, entertainment, finance, and more.
A selection of special financial services offered exclusively to valued MHCU members aged 50 and above.
Members Heritage offers numerous banking services that give you lower fees, higher rates, and a commitment to personal service.
Quick, easy access to your funds.
Build funds while enjoying no fees and higher interest rates than traditional banks.
Build funds while enjoying no fees and higher interest rates than traditional banks.
