Earn higher dividends while saving
If you have a little extra savings and want to earn higher dividends than with a traditional savings account, a Share Certificate with Members Heritage is a good choice. A Share Certificate is similar to a certificate of deposit (CD), only it is issued by a credit union. And it comes with no financial risk—it will not lose value unless you withdraw funds before the term end. A Share Certificate is a safe, secure and flexible way to invest your funds. We even have a Teen Share Certificate to help young people earn dividends while learning the value of saving.