Go to main content
Apply for a Loan Rates Locations
Members Heritage CU

Checking

Regular Checking

Money Market Checking

ATM/Visa Debit Card

Overdraft Protection

Round Up

Savings

Regular Savings

Certificates

Christmas Club

IRAs

HSAs

Business Accounts

Business Checking/Savings

Common Tasks

Open an Account

ATM Locator

Report a Lost Card

Make a Loan Payment

Reorder Checks

mortgage Loans

First Mortgage Loan

Home Equity Loans

HELOC

Personal Loans

Signature Loans

Share Secured Loans

vehicle loans

New Auto Loan

Used Auto Loan

Auto Loan Refinancing

Indirect Lending Program

 

credit cards

Visa Credit Card

Other Loans

Green Loans

Student Loans

Business

Business Lending

Common Tasks

Apply for a Loan

Check Rates

Calculators

Skip a Payment

Car Buying Service

Make a Loan Payment

 

members insurance services

Auto

Homeowners/Renters

Life

Business

Pet

protect your loan

GAP Insurance

Extended Warranty

Debt Protection

Common Tasks

Get a Free Insurance Quote

access

Online & Mobile Banking

Online Bill Payment

Mobile Check Deposit

eStatements

SecurLock Equip App

locate

Branch/ATM Locator

Contact Us

Join

Join MHCU

Benefits of Membership

Volunteer Opportunities

Volunteer Application 
 

Common Tasks

Join MHCU

Enroll in Online Banking

Access your eStatements

Mobile App

Enroll in eStatements
EZ Card Log In

Make a Loan Payment

about us

Mission

What's New

Careers

Rates

community

Community Service

Scholarships

Blog

financial education

Free Financial Wellness Program

Calculators

Fraud Prevention & Alerts

How-to Videos

Share Insurance

Common Tasks

Join our Team

Read our Blog

Read our eNewsletter

Apply for a Scholarship

Read about Community Services

Become a Member

Protect yourself from frauds and scams

We’ll help you steer clear of scammers who can steal your identity—and your funds.

Learn What to Watch For

Scammers are constantly contriving new ways to steal your personal information and gain access to your bank accounts. Members Heritage works to stay on top of current scams so we can help you with identity theft protection.  Check out this quick, 2-minute video on how to protect yourself from fraud.

Latest Fraud Alerts

  • BBB Scam Alert: Student loan pause is ending. (7/14/2023)

    Read here for tips to avoid student loan forgiveness scams.

  • BBB Scam Alert: Scammers may be targeting your smart TV (2/24/2023)

    Scammers can target victims through any device connected to the internet, and your TV is no exception. 

  • BBB Scam Alert: How Social Security recipients can stay alert to cost of living adjustment scams (1/27/2023)

    If you or a loved one receive Social Security benefits, stay alert to the signs of a scam.

  • What do I do if I’ve been a victim of identity theft? (5/26/2022)

    By contacting the nationwide credit reporting companies, you can place a fraud alert or security freeze on your credit report.


Can You Spot a Scam?

Know the Red Flags:

The most common types of scams will target you through fake emails, text messages, voice calls, letters or even someone who shows up at your front door unexpectedly. No matter which technique the scammer uses, you may be:

  • Contacted unexpectedly by phone, email, text, direct message or pop-up with a request for personal information or money. Never click a link or download an attachment from someone you don't know. Members Heritage will never text, email or call you asking for personal or account information.

  • Fraud verification text or call will ONLY ask you if you did a transaction - Y or N.  You will NOT need to give any further personal information.

  • Pressured to act immediately with an alarming phone call, email or text that plays with your emotions. Scammers may pose as an employee from a familiar organization, such as Members Heritage and say there's a problem that needs immediate attention. Do not act unless you have verified the person who has contacted you and the story or request is legitimate.

  • Asked to pay in an unusual way, like gift cards, bitcoin, prepaid debit cards or digital currency, including Zelle® to resolve fraud. Members Heritage will never ask you to transfer money to anyone, including yourself and will never ask you to transfer money because we detected fraud on your account.

  • Asked to provide personal or account information, such as an account verification code, bank account number or PIN. When in doubt, don't give it out. Members Heritage will never text, email or call you asking for an account authorization code.

  • Offered a free product or 'get rich quick' opportunity that seems too good to be true? If something sounds too good to be true, it probably is. Never cash a check for someone you don't know.

Helpful Resources

The Consumer Financial Protection Bureau provides a number of resources to help you avoid fraud and scams.

  • Fraud and Scam Basics
  • Common Types of Scams
  • How to Spot Identity Theft
  • Protect Yourself from Frauds and Scams

 

Additional resources to protect your business:

At Members Heritage we recognize how important your online safety is and offer further resources here.

Protect Your Business from Fraud

Businesses can also be vulnerable to scams and frauds. See what scams are trending in your area by using the Better Business Bureau Scam Tracker.

Scam Tracker

Identity Theft Resource Center

Tips to help consumers and business protect their online identity link

Learn More

US Department of Justice

Consumer and Business advice on protecting your identity.

Learn More

Go to main navigation
Routing # 242176006Calculators Privacy Policy Fee Schedule Site Map

More Information

440 Park Place
Lexington, KY 40511

Phone 859.259.3466 or 800.359.3466

NMLS # 479401

Follow Us

Facebook Twitter Instagram YouTube
Members Insurance logo
Routing # 242176006Calculators Privacy Policy Fee Schedule Site Map
Members Insurance logo

This Credit Union is federally-insured by the National Credit Union Administration.

NCUA  Equal Housing Opportunity

© Members Heritage Credit Union 2023 .

Locations Contact Us
Apply for a Loan Rates Locations Home
Regular CheckingMoney Market CheckingATM/Visa Debit CardOverdraft ProtectionRound UpRegular SavingsCertificatesChristmas ClubIRAsHSAsBusiness Accounts
First Mortgage LoansHome Equity LoansHELOCNew Auto LoansUsed Auto LoansAuto Loan RefinancingIndirect Lending ProgramSignature LoansShare Secured LoansCredit CardsGreen LoansStudent LoansBusiness LendingMake a Loan Payment
Auto InsuranceHomeowners/Renters InsuranceLife InsuranceBusiness InsurancePet InsuranceGAP InsuranceDebt ProtectionExtended Warranty
Online & Mobile BankingOnline Bill PaymentMobile Check DepositSecurLock EquipeStatementsBranch/ATM LocatorContact UsJoin MHCUBenefits of MembershipVolunteer OpportunitiesVolunteer Application
History & MissionWhat's NewCareersRatesCommunity ServiceScholarshipsBlogFinancial Wellness ProgramsCalculatorsFraud Prevention & AlertsHow-to-VideosShare Insurance