Loan Rates

Rates effective as of 11/1/2020. All Rates Subject to Change. Actual rate may be higher.

Loans	Rates As Low As	APR*	Term
Vehicle Loan 100% Financing	3.00	3.00	n/a
New or Used Boats, RVs & Campers 100% Financing (Fixed)	5.74	5.74	n/a
New or Used Boats, RVs & Campers 80% Financing (Fixed)	5.49	5.49	n/a
Farm Equipment over $25,000 (Variable)	7.50	7.50	n/a
Secured Other Than Vehicles (Variable) personal property	8.50	8.50	n/a
Overdraft Protection Loan (Fixed)	15.00	15.00	n/a
Share Secured Loan (3.00% above share rate, Variable)			n/a
Certificate Secured Loan (3% above certificate rate, Variable)
Signature Loan (Fixed)	9.75	9.75	n/a
Visa (Fixed Rate)	9.75	9.75	n/a
Visa (Variable Rate)	8.25	8.25	n/a
Home Equity Line of Credit (Variable)	4.00	4.00	n/a
Second Mortgage (a closed-end one time advance) 1-5 years Fixed Rate	5.00	5.00	n/a
Second Mortgage ( a closed-end one time advance) 6-7 years Fixed Rate	5.75	5.75	n/a
Second Mortgage ( a closed-end one time advance) 8-10 years Fixed	6.25	6.25	n/a
Second Mortgage ( a closed-end one time advance) 11-20 years Fixed	7.00	7.00	n/a

*APR = Annual Percentage Rate

Rate may vary depending on your creditworthiness. Please ask a Member Service Officer for details regarding how your rate is determined.