Loan Rates

Rates effective as of  10/1/2021.  All Rates Subject to Change.  Actual rate may be higher.


Loans Rates As Low As APR*
Vehicle Loan 100% Financing – Special Promotion up to 59 mo. term 1.99 1.99
New or Used Boats, RVs & Campers 100% Financing (Fixed) 5.74 5.74
New or Used Boats, RVs & Campers 80% Financing (Fixed) 5.49 5.49
Farm Equipment over $25,000 (Variable) 7.50 7.50
Secured Other Than Vehicles (Variable)
personal property
8.50 8.50
Overdraft Protection Loan (Fixed)  15.00 15.00
Share Secured Loan (3.00% above share rate, Variable)
Certificate Secured Loan (3% above certificate rate, Variable)
Signature Loan (Fixed) 9.75 9.75
Visa (Set Rate) 9.75 9.75
Visa (Variable Rate) 8.25 8.25
Home Equity Line of Credit (Variable) 4.00 4.00
Home Equity Loan (Fixed) Special Promotion** 5-year term 1.99 1.99
Home Equity Loan (Fixed) Special Promotion** up to 15-year term 2.75 2.75

*APR = Annual Percentage Rate  Rate may vary depending on your creditworthiness.  Please ask a Member Service Officer for details regarding how your rate is determined.

**APR=Annual Percentage Rate.  This credit union and its policies comply with the Equal Credit Opportunity Act.  All credit offers and rates subject to approval.  MHCU refinances require an additional $5,000 in new financing. Minimum loan amount = $10,000.  Green discount will not go below floor rate. Excludes title insurance expenses, if applicable.  Proof of homeowners insurance is due at closing.  MHCU is an equal housing lender.  Promotion is valid in Kentucky and Indiana, only.  Limited Time Offer.