Rates effective as of 4/2/2020. All Rates Subject to Change. Actual rate may be higher.
The first quarter dividend period paid a dividend rate of 0.10% and an APY of 0.10%.
Regular Shares
$5.00 Minimum Balance
| Savings |
Dividend Rate |
APY* |
Term |
| Regular Share |
0.10 |
0.10 |
n/a |
| Money Market (balance of $2500-$9,999.99) |
0.50 |
0.50 |
n/a |
| Money Market (balance of $10,000-$24,999.99) |
0.60 |
0.60 |
n/a |
| Money Market (balance of $25,000-$49,999.99) |
0.70 |
0.70 |
n/a |
| Money Market (balance of $50,000 or greater) |
0.80 |
0.80 |
n/a |
| Christmas Club (balance $0.01 – $2500) Regular Share Rate plus 1% |
|
|
|
| Christmas Club (balance $2500.01 and greater) |
0.10 |
0.10 |
n/a |
| Flexible Traditional, Roth & Coverdell Ed. Savings Account (variable interest rate, may change monthly) |
0.50 |
0.50 |
n/a |
| Traditional, Roth, & Coverdell Ed. Savings Certificate Accounts 12 month (Fixed interest and Maturity Date. Minimum Deposit $1000.00. (Exception Coverdell Education Savings $500.00) |
1.25 |
1.26 |
12 |
| Traditional, Roth, & Coverdell Ed. Savings Certificate Accounts 24 month (Fixed interest and Maturity Date. Minimum Deposit $1000.00. (Exception Coverdell Education Savings $500.00) |
1.45 |
1.46 |
24 |
| Traditional, Roth, & Coverdell Ed. Savings Certificate Accounts 36 month (Fixed interest and Maturity Date. Minimum Deposit $1000.00. (Exception Coverdell Education Savings $500.00) |
1.60 |
1.61 |
36 |
| Traditional, Roth, & Coverdell Ed. Savings Certificate Accounts 48 month (Fixed interest and Maturity Date. Minimum Deposit $1000.00. (Exception Coverdell Education Savings $500.00) |
1.75 |
1.76 |
48 |
| Traditional, Roth, & Coverdell Ed. Savings Certificate Accounts 60 month (Fixed interest and Maturity Date. Minimum Deposit $1000.00. (Exception Coverdell Education Savings $500.00) |
2.00 |
2.02 |
60 |
*APY = Annual Percentage Yield
Rates effective as of 4/2/2020. All Rates Subject to Change. Actual rate may be higher.
Term Share Certificates
$500 Minimum balance
| Certificates |
Dividend Rate |
APY* |
Term |
| 91 day |
0.30 |
0.30 |
n/a |
| 182 day |
0.70 |
0.70 |
n/a |
| 1 year |
1.25 |
1.26 |
n/a |
| 2 year |
1.45 |
1.46 |
n/a |
| 3 year |
1.60 |
1.61 |
n/a |
| 4 year |
1.75 |
1.76 |
n/a |
| 5 year |
2.00 |
2.02 |
n/a |
| Teen Term Share Certificate ($250 minimum) |
1.25 |
1.26 |
n/a |
*APY = Annual Percentage Yield
New Product
Jumbo Share Certificates
Rates effective as of 4/2/2020. Minimum deposit of $100,000.00. Dividends calculated daily and paid monthly. Fixed interest rate and maturity date. All rates subject to change.
| Certificates |
Dividend Rate |
APY* |
Term |
| 1 year |
1.35 |
1.36 |
n/a |
| 2 year |
1.55 |
1.56 |
n/a |
| 3 year |
1.70 |
1.71 |
n/a |
| 4 year |
1.85 |
1.87 |
n/a |
| 5 year |
2.10 |
2.12 |
n/a |
|
|
|
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