Rates effective as of 1/20/2022. All Rates Subject to Change. Actual rate may be higher.
The fourth quarter dividend period paid a dividend rate of 0.10% and an APY of 0.10%.
Regular Shares
$5.00 Minimum Balance
| Savings |
Dividend Rate |
APY* |
Term |
| Regular Share |
0.05 |
0.05 |
n/a |
| Money Market (balance of $2500-$9,999.99) |
0.15 |
0.15 |
n/a |
| Money Market (balance of $10,000-$24,999.99) |
0.20 |
0.20 |
n/a |
| Money Market (balance of $25,000-$49,999.99) |
0.30 |
0.30 |
n/a |
| Money Market (balance of $50,000 or greater) |
0.40 |
0.40 |
n/a |
| Christmas Club (balance $0.01 – $2500) Regular Share Rate plus 1% |
|
|
|
| Christmas Club (balance $2500.01 and greater) |
0.05 |
0.05 |
n/a |
| Health Savings Account (HSA) No minimum balance required. Dividends computed on the average daily balance and paid monthly. |
0.25 |
0.25 |
n/a |
| Flexible Traditional, Roth & Coverdell Ed. Savings Account (variable interest rate, may change monthly) |
0.50 |
0.50 |
n/a |
| Traditional, Roth, & Coverdell Ed. Savings Certificate Accounts 12 month (Fixed interest and Maturity Date. Minimum Deposit $1000.00. (Exception Coverdell Education Savings $500.00) |
0.45 |
0.45 |
12 |
| Traditional, Roth, & Coverdell Ed. Savings Certificate Accounts 24 month (Fixed interest and Maturity Date. Minimum Deposit $1000.00. (Exception Coverdell Education Savings $500.00) |
0.60 |
0.60 |
24 |
| Traditional, Roth, & Coverdell Ed. Savings Certificate Accounts 36 month (Fixed interest and Maturity Date. Minimum Deposit $1000.00. (Exception Coverdell Education Savings $500.00) |
0.70 |
0.70 |
36 |
| Traditional, Roth, & Coverdell Ed. Savings Certificate Accounts 48 month (Fixed interest and Maturity Date. Minimum Deposit $1000.00. (Exception Coverdell Education Savings $500.00) |
1.00 |
1.01 |
48 |
| Traditional, Roth, & Coverdell Ed. Savings Certificate Accounts 60 month (Fixed interest and Maturity Date. Minimum Deposit $1000.00. (Exception Coverdell Education Savings $500.00) |
1.10 |
1.11 |
60 |
*APY = Annual Percentage Yield
Rates effective as of 1/20/2022. All Rates Subject to Change. Actual rate may be higher.
Term Share Certificates
$500 Minimum balance
| Certificates |
Dividend Rate |
APY* |
Term |
| 91 day |
0.10 |
0.10 |
n/a |
| 182 day |
0.25 |
0.25 |
n/a |
| 1 year |
0.45 |
0.45 |
n/a |
| 2 year |
0.60 |
0.60 |
n/a |
| 3 year |
0.70 |
0.70 |
n/a |
| 4 year |
1.00 |
1.01 |
n/a |
| 5 year |
1.10 |
1.11 |
n/a |
| Teen Term Share Certificate ($250 minimum) |
0.45 |
0.45 |
n/a |
*APY = Annual Percentage Yield
Jumbo Share Certificates
Rates effective as of 1/20/2022. Minimum deposit of $100,000.00. Dividends calculated daily and paid monthly. Fixed interest rate and maturity date. All rates subject to change.
| Certificates |
Dividend Rate |
APY* |
Term |
| 1 year |
0.55 |
0.55 |
n/a |
| 2 year |
0.70 |
0.70 |
n/a |
| 3 year |
0.80 |
0.80 |
n/a |
| 4 year |
1.10 |
1.11 |
n/a |
| 5 year |
1.20 |
1.21 |
n/a |
