Deposit Account Rates

Rates effective as of 12/5/2019.  All Rates Subject to Change.  Actual rate may be higher.

The second quarter dividend period paid a dividend rate of 0.15% and an APY of 0.15%.
Regular Shares
$5.00 Minimum Balance

Savings Dividend Rate APY* Term
Regular Share 0.15 0.15 n/a
Money Market (balance of $2500-$9,999.99) 0.60 0.60 n/a
Money Market (balance of $10,000-$24,999.99) 0.70 0.70 n/a
Money Market (balance of $25,000-$49,999.99) 0.80 0.80 n/a
Money Market (balance of $50,000 or greater) 0.90 0.90 n/a
Christmas Club (balance $0.01 – $2500) Regular Share Rate plus 1%
Christmas Club (balance $2500.01 and greater)  0.15 0.15 n/a
Flexible Traditional, Roth & Coverdell Ed. Savings Account (variable interest rate, may change monthly)  0.50 0.50 n/a
Traditional, Roth, & Coverdell Ed. Savings Certificate Accounts 12 month (Fixed interest and Maturity Date. Minimum Deposit $1000.00. (Exception Coverdell Education Savings $500.00)  2.05 2.07 12
Traditional, Roth, & Coverdell Ed. Savings Certificate Accounts 24 month (Fixed interest and Maturity Date. Minimum Deposit $1000.00. (Exception Coverdell Education Savings $500.00)  2.30 2.32 24
Traditional, Roth, & Coverdell Ed. Savings Certificate Accounts 36 month (Fixed interest and Maturity Date. Minimum Deposit $1000.00. (Exception Coverdell Education Savings $500.00)  2.45 2.48 36
Traditional, Roth, & Coverdell Ed. Savings Certificate Accounts 48 month (Fixed interest and Maturity Date. Minimum Deposit $1000.00. (Exception Coverdell Education Savings $500.00)  2.65 2.68 48
Traditional, Roth, & Coverdell Ed. Savings Certificate Accounts 60 month (Fixed interest and Maturity Date. Minimum Deposit $1000.00. (Exception Coverdell Education Savings $500.00) 2.80 2.84 60

*APY = Annual Percentage Yield

 

Rates effective as of 12/5/2019.  All Rates Subject to Change.  Actual rate may be higher.
Term Share Certificates
$500 Minimum balance

Certificates Dividend Rate APY* Term
91 day 0.60 0.60 n/a
182 day 1.40 1.41 n/a
1 year 2.05 2.07 n/a
2 year 2.30 2.32 n/a
3 year 2.45 2.48 n/a
4 year 2.65 2.68 n/a
5 year 2.80 2.84 n/a
Teen Term Share Certificate ($250 minimum) 2.05 2.07 n/a

*APY = Annual Percentage Yield

New Product

Jumbo Share Certificates
Rates effective as of 12/5/2019.  Minimum deposit of $100,000.00.  Dividends calculated daily and paid monthly. Fixed interest rate and maturity date.  All rates subject to change.

Certificates Dividend Rate APY* Term
1 year 2.15 2.17 n/a
2 year 2.40 2.43 n/a
3 year 2.55 2.58 n/a
4 year 2.75 2.78 n/a
5 year 2.90 2.94 n/a