Overdraft Protection

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With an Overdraft Protection loan, you don’t have to worry if you accidentally overspend using your checkbook or ATM/VISA Check Card.  This loan backs up your designated Share Draft Checking account and helps you avoid any non-sufficient funds (NSF) fees.

  • Minimum credit limit is $500.
  • Advances made are subject to the available loan amount and the amount needed to cover the item.
  • Enjoy an open-ended term and a fixed rate.  (Check our Current Rates.)
  • Avoid overdraft checks and have peace of mind.
  • Other overdraft protection also available with Share Savings back up and/or Privilege Pay service on your Share Draft Checking account.

Click here for the Privilege Pay extended coverage opt-in form which includes all policy information.

*All loans subject to approval. Members Heritage complies with the Equal Credit Opportunity Act.