Buying a home is one of the biggest decisions you’ll make. Members Heritage is here to guide you step-by-step through the process. Whether you are purchasing or refinancing a home, we are committed to providing you with the best service, as well as making the home financing process as easy and hassle-free as possible.
We offer a variety of mortgage loan options:
- First Mortgages available in most states.
- Flexible terms available: 10, 15, 20, or 30 years.
- FHA loans, VA loans, and unimproved land loans also available.
- Adjustable rate mortgages (ARM’s) and fixed rates mortgages offered.
- Home insurance coverage plans available.
- No prepayment penalty.
apply for a first mortgage online
With every mortgage payment you make, you’re building equity in your home. Why not use it for the things you want with a Members Heritage Second Mortgage. These mortgage loans are secured by the equity in your property.
- Fixed rate loan with terms up to 20 years.
- Closed-end, one time advance.
- Flexible payment terms available.
- Loan-to-value ratio up to 100%.
- No prepayment penalty.
- Interest paid may be tax deductible. (consult your tax adviser).
- Available in KY and IN, only.
print information sheet print an application
Apply Online – Individual Applicant
Apply Online – Joint Applicants
Variable rate loan with a 7-year draw period (15-year repayment period).
- Specific credit limit set; checks provided for easy access.
- Minimum first time advance is $500; subsequent advances are $100 or more.
- Loan-to-value ratio up to 100%.
- No prepayment penalty.
- Interest paid may be tax deductible (consult your tax advisor)
- Available in KY and IN, only.
print information sheet print an application
Apply Online – Individual Applicant
Apply Online – Joint Applicants
You can email the completed application to HEprocess@mhcu.org
Contact the Lending Department at 800.359.3466 x 7374
*All loans subject to approval. Members Heritage complies with the Equal Credit Opportunity Act.
