Green Home Equity Loans

Save green by Going Green! Enjoy fixed, reduced rates when you take out a Green Home Equity Loan with Members Heritage.

  • Up to 15-year terms
  • .25% rate reduction
  • 100% financing available

APPLY ONLINE

INDIVIDUAL APPLICANT JOINT APPLICANT

Green Auto Loans

Finance your purchase of a hybrid or electric vehicle. Your green car purchase can save money and the planet.

  • .25% rate discount
  • Terms available up to 84 months
  • 100% financing available
  • Skip-A-Payment option available when you need a little extra cash.

Already a member?

APPLY HERE

New to Members Heritage?

APPLY HERE

 

Members Heritage Green Loan Benefits

Buying a car or updating your home are some of the biggest decisions and purchases you can make. When you choose energy and fuel-efficient options, you’re doing more than improving your quality of life. You’re investing in the future.

Since you’re helping the environment, we’d like to help you out with some amazing benefits.

Quick, convenient application
Quick, convenient application
Competitive interest rates
Competitive interest rates
Mobile and online banking for maximum convenience
Mobile and online banking for maximum convenience
Exclusive discount pricing and special discounts on new and used autos with Members Heritage Car Buying Service powered by TRUECar
Exclusive discount pricing and special discounts on new and used autos with Members Heritage Car Buying Service powered by TRUECar
No Prepayment Penalty
Insurance coverage options are available
A variety of 'green' home improvement and renovation projects eligible for financing
A variety of “green” home improvement and renovation projects eligible for financing

 

Green Home Equity Loan FAQs

There is a $10,000 minimum. A loan over $250,000 will require a full appraisal.

A MHCU refinance requires an additional $5,000 in new financing.

 

Members Heritage Skip an Auto Loan Payment

Need Some Extra Cash? We’ve got you covered. You can now skip a loan payment** and have more cash when you want it! One Skip-A-Payment is permitted per loan per calendar year. There is a $20 fee for each loan payment that is skipped.

To take advantage of this offer, complete this online application.

For a printable version, click here.

 

Extended Warranty

Protect your new auto with an extended warranty that covers repairs due to mechanical breakdowns.
Learn More

Auto Insurance

Get excellent coverage for a low monthly premium with Members Insurance Services.
Learn More

 

This credit union and its policies comply with the Equal Credit Opportunity Act. All credit offers and rates subject to approval. Discount will not be eligible to go below floor rate.

**Your actual savings are subject to credit approval, and will depend on many factors, which can include your selection of vehicle and dealer, your region, and any vehicle-specific manufacturer incentives that apply (these are subject to change).

Please be aware that the manufacturer determines MSRP, which means it may not reflect the typical price in your particular dealer’s trade area. Many vehicles are actually sold below MSRP, since each dealer sets their own pricing.

Ready to Apply for an Auto Loan?

We’d love to help you buy your next car. Our online auto financing application is quick and easy.

Already a member?
Apply Now

New to Members Heritage?
Apply Now

 

*APR = Annual Percentage Rate Rate may vary depending on your creditworthiness. Please ask a Member Service Officer for details regarding how your rate is determined.

**APR=Annual Percentage Rate. This credit union and its policies comply with the Equal Credit Opportunity Act. All credit offers and rates subject to approval. Your rate may be higher based on your credit history. In-house refinances require an additional $1000 in new money. Auto loan rate shown based on 100% financing.

**In order to participate, all loans must be current and accounts must be in good standing. Loans that have had an extension or payment modification, within the last year may not qualify. This offers does not apply to mortgages, home equity loans/2nd mortgages or credit cards. Interest will continue to accrue on your loan during the month you skip your payment. Future claims for credit disability, credit life insurance and GAP claims may be affected by participating in the program. Skipped payment will be added to the end of the loan contract. Some restrictions apply.

***Between 1/1/19 and 12/31/19, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through a TrueCar-powered auto buying program and who were identified as buying a new vehicle from that Certified Dealer was $3,533.Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer’s trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing.

For questions about the Members Heritage CU Car Buying Service please call 1-866-619-1191.

TrueCar, Inc. (“TrueCar”) operates this information publishing website (“Service”) that features pricing, performance, technical and safety data available for new and used car/truck purchases at participating dealers. The lowest possible price is not guaranteed. The Service is not available in all locations.

Certified Dealers are contractually obligated by TrueCar to meet certain customer service requirements and complete the TrueCar Dealer Certification Program. Neither TrueCar nor Members Heritage CU brokers, sells, or leases motor vehicles. Unless otherwise noted, all vehicles shown on this website are offered for sale by licensed motor vehicle dealers. Used vehicles are subject to prior sale. By accessing this website, you agree to the TrueCar Terms of Service and Privacy Policy.

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