Make your new car dreams a reality with our hassle-free new car loans.100% financing available.
Save money by refinancing your current auto loan.
With an auto loan from Members Heritage, you get spectacular rates and unique member benefits you can’t get anywhere else.
1. Apply Online
Apply through our member portal- it’s quick and easy!
2. Sign Your Loan
Agree to the loan amount, rates, and terms.
3. Buy Your New or Used Auto
Use the loan to buy your new or used auto!
Shop for your dream car at participating Indirect Lending dealerships and finance with Members Heritage right on the lot. There’s no need to make a special trip to the credit union to apply for a loan. Just tell the salesperson you are a Members Heritage member, and you want financing through your credit union. Dealers can even open new credit union member accounts, so tell your family members that they may be eligible for our financing.
Click here for a list of participating dealerships.
Need Some Extra Cash? We’ve got you covered. You can now skip a loan payment** and have more cash when you want it! One Skip-A-Payment is permitted per loan per calendar year. There is a $20 fee for each loan payment that is skipped.
To take advantage of this offer, complete this online application.
For a printable version, click here.
Take advantage of exclusive discount pricing for new and used autos with our Members Heritage Car Buying Service, powered by TRUECar. With an average guaranteed savings of $3,353 off MSRP*** and a convenient car shopping portal, this is a benefit you won’t want to pass up.
Click here to start saving with Members Heritage Car Buying Service.
*APR = Annual Percentage Rate Rate may vary depending on your creditworthiness. Please ask a Member Service Officer for details regarding how your rate is determined.
**APR=Annual Percentage Rate. This credit union and its policies comply with the Equal Credit Opportunity Act. All credit offers and rates subject to approval. Your rate may be higher based on your credit history. In-house refinances require an additional $500 in new money. Auto loan rate shown based on 100% financing.
**In order to participate, all loans must be current and accounts must be in good standing. Loans that have had an extension or payment modification, within the last year may not qualify. This offers does not apply to mortgages, home equity loans/2nd mortgages or credit cards. Interest will continue to accrue on your loan during the month you skip your payment. Future claims for credit disability, credit life insurance and GAP claims may be affected by participating in the program. Skipped payment will be added to the end of the loan contract. Some restrictions apply.
***Between 1/1/19 and 12/31/19, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through a TrueCar-powered auto buying program and who were identified as buying a new vehicle from that Certified Dealer was $3,533.Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer’s trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing.
For questions about the Members Heritage CU Car Buying Service please call 1-866-619-1191.
TrueCar, Inc. (“TrueCar”) operates this information publishing website (“Service”) that features pricing, performance, technical and safety data available for new and used car/truck purchases at participating dealers. The lowest possible price is not guaranteed. The Service is not available in all locations.