Benefits of Membership

What are some benefits of being a credit union member?

Extended Warranty for Autos

The extended warranty program offers mechanical breakdown and guaranteed asset protection. Learn more about the Extended Warranty Program or to get a quote.

TRUE Car (MHCU’s Buying Service)

Join thousands of other smart shoppers and take advantage of exclusive discount pricing and special discounts for new and used autos. it’s easy to shop for your dream vehicle with Members Heritage Car Buying Service, powered by TRUECar. Participants see an average guaranteed savings of $3,353 off MSRP** when buying a new car from a TRUECar Certified Dealer. Now that’s a good deal!/p>

Learn more.

** Between 1/1/19 and 12/31/19, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through a TrueCar-powered auto buying program and who were identified as buying a new vehicle from that Certified Dealer was $3,533.Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer’s trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing.

For questions about the Members Heritage CU Car Buying Service please call 1-866-619-1191.

TrueCar, Inc. (“TrueCar”) operates this information publishing website (“Service”) that features pricing, performance, technical and safety data available for new and used car/truck purchases at participating dealers. The lowest possible price is not guaranteed. The Service is not available in all locations.

Certified Dealers are contractually obligated by TrueCar to meet certain customer service requirements and complete the TrueCar Dealer Certification Program. Neither TrueCar nor Members Heritage CU brokers, sells, or leases motor vehicles. Unless otherwise noted, all vehicles shown on this website are offered for sale by licensed motor vehicle dealers. Used vehicles are subject to prior sale. By accessing this website, you agree to the TrueCar Terms of Service and Privacy Policy.

Terms of Service | Privacy Policy | Do Not Sell My Personal Information

ScoreCard Credit Card Rewards Program

Members Heritage credit cardholders are automatically enrolled in our ScoreCard program and earn bonus points when they use their MHCU Mastercard or Visa. One dollar in net retail purchases equals one point. You have the option to redeem these points for Cash Back Credit, Gift Cards, Merchandise or Travel benefits. You can even redeem your ScoreCard bonus points online. Apply for your MHCU credit card today and start earning your own bonus points today.

EZ Card Info

Members Heritage makes makes managing your credit card account online easy with eZCardInfo. With Internet access, you can view your account balance, available credit, payment information, account activity and more – quickly and securely. When you enroll in eZCardInfo, you’ll have 24-hour, unlimited access to:

  1. View your account balances
  2. Check available credit
  3. View past and current statements
  4. Download data to financial software
  5. View transactions since last statement
  6. Pay your bill online
  7. View transaction and spending reports
  8. Receive email notifications of conditions or events on your account

The site is encrypted and fully protected, and you’ll have comfort knowing that your credit card information is secure. To enroll, or for more information, visit


You no longer have to wait for your paper statement to come in the mail. Your eStatement will be available online at the beginning of every month. We offer easy, online enrollment, and all you need to get started to receive your statements electronically is your member number.

  1. Convenience – Access your eStatement anytime
  2. Statement Archive – Statements are archived for 18 months
  3. Security – Your eStatement is protected by the latest security measures
  4. Privacy – Your eStatement notice is sent directly to your email address
  5. Flexibility – Ability to print a paper copy or to save to your personal computer
  6. And eStatements are FREE!

Reorder Checks

Online 1st Mortgage Application

Whether you need to finance a new home or refinance an existing home loan, we’re here to help. And, to ensure the highest level of service to our members, we’ve partnered with SWBC Mortgage Corporation, a well-established mortgage banking firm, to process and close home loans for our members. SWBC was selected due to their excellent reputation, their financial strength and stability, and their wide array of loan products which can satisfy the unique needs of most every borrower.

We, along with SWBC, appreciate your business and are prepared to make your mortgage experience a rewarding one. Learn more or to apply today.

Credit Union Discounts

Being a credit union member gives you access to many exclusive discounts and benefits. It’s just another way we help show our members some love.

Save money on auto, home, entertainment, finance and more with Love My Credit Union rewards. See all of the discounts offered to credit union members.

Turbo Tax

File your taxes the smarter way and save on TurboTax!

Members Heritage CU members can save $5 off the TurboTax® Federal Deluxe edition. TurboTax translates taxes into simple questions about your life, so you don’t need tax knowledge – or an appointment – to get your taxes done right. TurboTax SmartLook™ even connects you with an expert live, on-screen so you can get answers when you need them. Start TurboTax today and save!

State filing charges apply. Limited time offer for TurboTax 2018. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries. Other parties’ trademarks or service marks are the property of their respective owners. Review the TurboTax product guarantees and other important information.

Members Insurance Services

Members Insurance Services

Amusement Park Tickets

Kings Island tickets are now available at a discounted rate!  Tickets must be purchased online.

Tickets only

*Per guest. Processing fees may apply. Prices subject to change.

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Username: CREDIT

Password: RACER

Review the operational dates and hours prior to your visit.

Scholarship Program

Members Heritage believes everybody should have access to an education. We are happy to provide an annual Scholarship Program for our young members, designed to promote education and achievement.  This year, Members Heritage will award four students $2,500 each to help finance their higher education pursuit.  The application is available here and at a branch convenient to you, beginning in January.  Applications can be turned in between Jan 1-Mar 31.