Benefits of Membership

What are some benefits of being a credit union member?

  • Extended Warranty for Autos

    The extended warranty program offers mechanical breakdown and guaranteed asset protection.  Click here for more information about the Extended Warranty Program or to get a quote.

  • TRUE Car (MHCU’s Buying Service)

    Join thousands of other smart shoppers and take advantage of exclusive discount pricing and special discounts for new and used autos. it’s easy to shop for your dream vehicle with Members Heritage Car Buying Service, powered by TRUECar. Participants see an average guaranteed savings of $3,383 off MSRP** when buying a new car from a TRUECar Certified Dealer.  Now that’s a good deal!

    Click here for more information.


    * * Between 7/1/17 and 9/30/17, the average savings off MSRP presented by TrueCar Certified Dealers to users of TrueCar powered websites, based on users who configured virtual vehicles and who TrueCar identified as purchasing a new vehicle of the same make and model listed on the certificate from a Certified Dealer as of 10/31/2017, was $3,383.


  • ScoreCard Credit Card Rewards Program

    Members Heritage credit cardholders are automatically enrolled in our ScoreCard program and earn bonus points when they use their MHCU Mastercard or Visa. One dollar in net retail purchases equals one point. You have the option to redeem these points for Cash Back Credit, Gift Cards, Merchandise or Travel benefits. You can even redeem your ScoreCard bonus points online.  Apply for your MHCU credit card today and start earning your own bonus points today.

  • EZ Card Info

    Members Heritage makes makes managing your credit card account online easy with eZCardInfo.  With Internet access, you can view your account balance, available credit, payment information, account activity and more – quickly and securely.  When you enroll in eZCardInfo, you’ll have 24-hour, unlimited access to:

    View your account balances
    Check available credit
    View past and current statements
    Download data to financial software
    View transactions since last statement
    Pay your bill online
    View transaction and spending reports
    Receive email notifications of conditions or events on your account

    The site is encrypted and fully protected, and you’ll have comfort knowing that your credit card information is secure.  To enroll, or for more information, visit

  • eStatements

    You no longer have to wait for your paper statement to come in the mail.  Your eStatement will be available online at the beginning of every month.  We offer easy, online enrollment, and all you need to get started to receive your statements electronically is your member number.

    Benefits of eStatements include:

    Convenience – Access your eStatement anytime.
    Statement Archive – Statements are archived for 18 months.
    Security – Your eStatement is protected by the latest security measures.
    Privacy – Your eStatement notice is sent directly to your email address.
    Flexibility – Ability to print a paper copy or to save to your personal computer.
    And eStatements are FREE!

  • Reorder Checks

    Save time.  Reorder your checks online click here.

  • Online 1st Mortgage Application

    Whether you need to finance a new home or refinance an existing home loan, we’re here to help. And, to ensure the highest level of service to our members, we’ve partnered with SWBC Mortgage Corporation, a well-established mortgage banking firm, to process and close home loans for our members. SWBC was selected due to their excellent reputation, their financial strength and stability, and their wide array of loan products which can satisfy the unique needs of most every borrower.

    We, along with SWBC, appreciate your business and are prepared to make your mortgage experience a rewarding one.  Click here for more information or to apply today.

  • Credit Union Discounts

    Being a credit union member gives you access to many exclusive discounts and benefits. It’s just another way we help show our members some love.

    Save money on auto, home, entertainment, finance and more with Love My Credit Union rewards.  Click here to see all of the discounts offered to credit union members.

  • Turbo Tax

    File your taxes the smarter way and save on TurboTax!

    Members Heritage CU members can save $5 off the TurboTax® Federal Deluxe edition. TurboTax translates taxes into simple questions about your life, so you don’t need tax knowledge – or an appointment – to get your taxes done right. TurboTax SmartLook™ even connects you with an expert live, on-screen so you can get answers when you need them. Start TurboTax today and save!


    State filing charges apply. Limited time offer for TurboTax 2018. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice.  Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries. Other parties’ trademarks or service marks are the property of their respective owners. Visit for TurboTax product guarantees and other important information.


  • Amusement Park Tickets

    Due to COVID-19, we do not have amusement park tickets available.

  • Scholarship Program

    Members Heritage believes everybody should have access to an education. We are happy to provide an annual Scholarship Program for our young members, designed to promote education and achievement.  This year, Members Heritage will award four students $2,500 each to help finance their higher education pursuit.  The application is available here and at a branch convenient to you.  Applications can be turned in between Jan 1-Mar 31.