Share Draft Checking

Members Heritage Share Draft Checking accounts* make it easy to access your money. We offer many cost-saving benefits to meet your financial needs.  We can assist you in transferring your accounts to Members Heritage from another financial institution.  We also offer Share Savings accounts for your convenience.


Regular Share Draft Checking

Our Share Draft Checking account has features anyone would want.  We also offer a special package of services for members over 50 with our Golden VIP Club.

  • NO monthly fee.
  • NO minimum balance required.
  • NO per check charge for unlimited check writing.
  • Convenient Direct Deposit and Payroll Deduction services available.
  • An ATM Card allows you quick, easy worldwide access to your funds.
  • A Visa Check Card deducts funds from your Share Draft Checking account.
  • Overdraft protection available with an Overdraft Protection Loan, savings back up, and/or Overdraft Privilege service.
  • Access your account balance with BUTTONS, our telephone teller service, or MH Online, our online banking service.
  • Convenient online check reordering available.

Sign up today for a MH Share Draft Checking Account!

*All accounts verified by ChexSystems.

Money Market Share Draft Account

A Money Market Share Draft account* provides easy access to your money and offers dividends.

  • Dividends calculated on average daily balance, paid monthly.  (Check our Current Rates.)
  • Up to three (3) free withdrawals per month.
  • Minimum balance of $2,500 required to earn dividends.

*All accounts verified by ChexSystems.


Overdraft Privilege

Overdraft Privilege is a financial resource that may cover your overdraft checks.  This service can save you the expense and embarrassment of having your checks returned.  Contact a Members Heritage Representative for more details and eligibility information.