We are pleased to now offer a higher dividend rate on qualifying Christmas Club Accounts*.
Members Heritage Christmas Club Accounts, opened on or after October 1, 2010:
- Low $5.00 minimum opening balance.
- Deposits can be made by payroll deduction. Dividends calculated on average daily balance, paid quarterly.
- Dividend Rate (balances up to $2500) are 1.00% above Current Share Rate.
- Dividend Rate (balances over $2500) are at our Current Share Rate.
- No Annual Fee
- Early Withdrawal Fee – $10.00
- Early Withdrawal Penalty- Account Closed
Entire account balance is deposited into your primary Share Savings account (or other designated account) on October 1st.
*Christmas Clubs limited to one per member.
All accounts verified by ChexSystems.
Age and credit restrictions may apply.
We offer a special package of services for members in good standing who are 50 years of age and over. To be a part of the VIP Club you only need an active account with an ongoing Direct Deposit, such as a paycheck, Social Security or pension. Here are the benefits:
- Free Safe Deposit Box*
- Two (2) free boxes of “Basic” checks per year
- 2 Free Money Orders per month
- 2 Free Official Checks per month
- 2 Free Statement Copies per month
- 2 Free Stop Payment Fees per month
*Safe Deposit box sizes vary at different branch locations. Total safe deposit savings up to $15. If larger box is chosen, a $15 credit will be issued to your account. Available while supplies last.
All accounts verified by ChexSystems.
Age and credit restrictions may apply.
