Deposit Account Rates

Rates effective as of 9/13/2018.  All Rates Subject to Change.  Actual rate may be higher.

The second quarter dividend period paid a dividend rate of 0.10% and an APY of 0.10%.
Regular Shares
$5.00 Minimum Balance

Savings Dividend Rate APY* Term
Regular Share 0.10 0.10 n/a
Money Market ($2500 minimum) 0.40 0.40 n/a
Christmas Club (balance $0.01 – $2500) Regular Share Rate plus 1%
Christmas Club (balance $2500.01 and greater)  0.10 0.10 n/a
Flexible Traditional, Roth & Coverdell Ed. Savings Account (variable interest rate, may change monthly)  0.25 0.25 n/a
Traditional, Roth, & Coverdell Ed. Savings Accounts 12 month (Fixed interest and Maturity Date. Minimum Deposit $1000.00. (Exception Coverdell Education Savings $500.00)  1.75 1.76 12
Traditional, Roth, & Coverdell Ed. Savings Accounts 24 month (Fixed interest and Maturity Date. Minimum Deposit $1000.00. (Exception Coverdell Education Savings $500.00)  2.25 2.27 24
Traditional, Roth, & Coverdell Ed. Savings Accounts 36 month (Fixed interest and Maturity Date. Minimum Deposit $1000.00. (Exception Coverdell Education Savings $500.00)  2.50 2.53 36
Traditional, Roth, & Coverdell Ed. Savings Accounts 48 month (Fixed interest and Maturity Date. Minimum Deposit $1000.00. (Exception Coverdell Education Savings $500.00)  2.75 2.78 48
Traditional, Roth, & Coverdell Ed. Savings Accounts 60 month (Fixed interest and Maturity Date. Minimum Deposit $1000.00. (Exception Coverdell Education Savings $500.00) 3.00 3.04 60

*APY = Annual Percentage Yield

 

Rates effective as of 9/13/2018.  All Rates Subject to Change.  Actual rate may be higher.
Term Share Certificates
$500 Minimum balance

Certificates Dividend Rate APY* Term
91 day 0.35 0.35 n/a
182 day 1.00 1.00 n/a
1 year 1.75 1.76 n/a
2 year 2.25 2.27 n/a
3 year 2.50 2.53 n/a
4 year 2.75 2.78 n/a
5 year 3.00 3.04 n/a
Teen Term Share Certificate ($250 minimum) 1.75 1.76 n/a

*APY = Annual Percentage Yield