Business Solutions

Membership ApplicationCompanies can choose from Basic and Classic Business Share Draft Checking Accounts.  We also offer Commercial Real Estate Loans, Corporate Vehicle Loans and Secured Operating Lines of Credit.  For more details on Business Accounts, please contact us at 859-259-3466. 

Night Drop Services

Currently we have night drop-off at our Park Place, Pimlico, Members Way and Winchester locations.  Check out our hours/locations page for specific address information.

Business Deposit Accounts

  • Business Savings Accounts
  • Business Money Market Accounts
  • Business Share Certificates


Basic Business Checking Classic Business Checking
Minimum Balance to Open $100.00 $100.00
Balance Required
(to avoid monthly service charge)
0 $2,500.00
Monthly Service Charge
(if minimum balance is not met)
n/a $10.00
Free Transaction Items Per Month 300 500
*Per Transaction Item Fee $0.25 per item over 300 $0.25 per item over 500
Early Account Closure Fee
(if closed within 90 days of opening)
$25.00 $25.00
Chargeback Fee $10.00 per returned check $10.00 per returned check

*Per transaction fee will include each check deposited, credit and debit transactions.  Counts are per member number.

Members Heritage has partnered with Cooperative Business Services (CBS) to offer business loans to our members.  Members will be able to borrow money for business related reasons such as refinancing a commercial loan, purchasing equipment or property and other related expenses.

To start the loan application process visit CBS or contact Sean Riley at 502-533-3136.