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Rates Effective as of 11/01/08
All Rates Subject to Change
Actual rate may be higher
Consumer Loans
|
| Loans |
Rates,
As Low As
|
APR* |
Term |
|
| Vehicle Loan 100% Financing |
6.000 |
6.000 |
n/a |
Calculator |
| Vehicle Loan 80% Financing |
5.000 |
5.000 |
n/a |
Calculator |
| RV, Boat, Farm Equipment if over $25000 7-10 yrs. (Variable) |
8.500 |
8.500 |
n/a |
Calculator |
| Secured Other Than Vehicles (personal property-maximum term 72 months) Variable |
8.750 |
8.750 |
n/a |
Calculator |
| Overdraft Protection Loan |
15.000 |
15.000 |
n/a |
Calculator |
| Share Secured Loan (3.00% above share rate, Variable) |
|
0.000 |
n/a |
Calculator |
| Certificate Secured Loan (3.00% above certificate rate, Variable) |
|
0.000 |
n/a |
Calculator |
| Signature Loan (Variable) |
9.750 |
9.750 |
n/a |
Calculator |
| Signature Loan (Fixed) |
9.800 |
9.800 |
n/a |
Calculator |
| Mastercard - No Annual Fee |
7.990 |
7.990 |
n/a |
Calculator |
| Visa - No Annual Fee |
7.990 |
7.990 |
n/a |
Calculator |
| Home Equity Line of Credit (Variable) |
4.000 |
4.000 |
n/a |
Calculator |
| Second Mortgage(a closed-end one time advance) 1-5 years Fixed Rate |
6.250 |
6.250 |
n/a |
Calculator |
| Second Mortgage(a closed-end one time advance) 6-7 years Fixed Rate |
7.000 |
7.000 |
n/a |
Calculator |
| Second Mortgage(a closed-end one time advance) 8-10 years Fixed Rate |
7.500 |
7.500 |
n/a |
Calculator |
| Second Mortgage(a closed-end one time advance) 11-20 years Fixed Rate |
8.250 |
8.250 |
n/a |
Calculator |
As Of The Last Dividend Period Declared
All Rates Subject to Change
Regular Shares
$5.00 Minimum Balance |
| Savings |
Dividend Rate
|
APY* |
Term |
| Regular Share |
1.500
|
1.510
|
n/a
|
|
Money Market ($2500 Minimum)
|
2.750
|
2.780
|
n/a
|
|
Christmas Club
|
1.500
|
1.510
|
n/a
|
|
Flexible Traditional, Roth & Coverdell Ed. Savings Account
|
2.750
|
2.780
|
n/a
|
|
Traditional, Roth, & Coverdell Ed. Savings Accounts 12 month
|
3.250
|
3.300
|
12
|
|
Traditional, Roth, & Coverdell Ed. Savings Accounts 24 month
|
3.700
|
3.750
|
24
|
|
Traditional, Roth, & Coverdell Ed. Savings Accounts 36 month
|
3.950
|
4.010
|
36
|
|
Traditional, Roth, & Coverdell Ed. Savings Accounts 48 month
|
4.250
|
4.320
|
48
|
|
Traditional, Roth, & Coverdell Ed. Savings Accounts 60 month
|
4.500
|
4.580
|
60
|
Rates Effective as of 11/13/2008
All Rates Subject to Change
Term Share Certificates
$500 Minimum balance
|
| Certificates |
Dividend Rate |
APY* |
Term |
| 91 day |
2.250
|
2.270
|
n/a |
| 182 day |
2.750
|
2.790
|
n/a |
| 1 year |
3.250
|
3.300
|
n/a |
| 2 year |
3.700
|
3.750
|
n/a |
| 3 year |
3.950
|
4.010
|
n/a |
| 4 year |
4.250
|
4.320
|
n/a |
| 5 year |
4.500
|
4.580
|
n/a |
| Teen Term Share Certificate ($250 Minimum) |
3.250
|
3.300
|
n/a |
|
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