Club Accounts

We are pleased to now offer a higher dividend rate on qualifying Christmas Club Accounts*.

Members Heritage Christmas Club Accounts, opened on or after October 1, 2010:

  • Low $5.00 minimum opening balance.
  • Deposits can be made by payroll deduction. Dividends calculated on average daily balance, paid quarterly.
  • Dividend Rate (balances up to $2500) are 1.00% above Current Share Rate.
  • Dividend Rate (balances over $2500) are at our Current Share Rate.
  • No Annual Fee
  • Early Withdrawal Fee – $10.00
  • Early Withdrawal Penalty- Account Closed

 

Entire account balance is deposited into your primary Share Savings account (or other designated account) on October 1st.

*Christmas Clubs limited to one per member.

All accounts verified by ChexSystems.
Age and credit restrictions may apply.

We offer a special package of services for members who are 50 and over.  To be a part of the Golden VIP Club you only need to have a Members Heritage Visa or MasterCard and one other active account.   Here are the benefits:

  • Free Safe Deposit Box*
  • Two (2) free boxes of “Senior Basic” checks per year.
  • 2 Free Money Orders per month
  • 2 Free Official Checks per month
  • 2 Free Statement Copies per month
  • 2 Free Stop Payment Fees per month

 

*Safe Deposit box sizes vary at different branch locations.  Total safe deposit savings up to $15. If larger box is chosen, a $15 credit will be issued to your account.  Available while supplies last.

All accounts verified by ChexSystems.
Age and credit restrictions may apply.