Certificates & IRAs

Term Share Certificates can be opened with a minimum balance and you choose the rate/term that appeals to you.

  • Dividends calculated on average daily balance, paid monthly.
  • Terms available from 91 days-5 years.
  • Minimum balance $500.
  • Can be used as collateral on Share Secured Loans.

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Teach teenagers about savings with a Teen Share Certificate.  Available for credit union members ages 13-19.

  • Dividends calculated on average daily balance, paid  monthly.
  • Term of 13 months.
  • Minimum balance of $250.
  • Maximum balance of $19,000.

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Individual Retirement Accounts (IRAs) are a good way to save for the future. Whether you have retirement in mind or a child’s education, we have a plan that suits your particular needs.

  •  Fixed Traditional IRAs and Roth IRAs available with minimum balance of $1,000. Fixed Coverdell Education Savings Accounts available with minimum balance of $500.
  • Fixed interest rate and terms from 12 months to 60 months.
  • Dividends calculated on average daily balance, paid monthly.

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