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Current Rates

Rates Effective as of 07/07/2010
All Rates Subject to Change
Actual rate may be higher
Consumer Loans

 

 

Loans

Rates,
As Low As

APR* Term  
Vehicle Loan 100% Financing 3.98 3.98 n/a Calculator
Vehicle Loan 80% Financing 2.98 2.98 n/a Calculator
RV, Boat, Farm Equipment if over $25000 7-10 yrs. (Variable) 7.500 7.500 n/a Calculator
Secured Other Than Vehicles (personal property-maximum term 72 months) Variable 8.500 8.500 n/a Calculator
Overdraft Protection Loan 15.000 15.000 n/a Calculator
Share Secured Loan (3.00% above share rate, Variable)   0.000 n/a Calculator
Certificate Secured Loan (3.00% above certificate rate, Variable)   0.000 n/a Calculator
Signature Loan (Variable) 9.500 9.500 n/a Calculator
Signature Loan (Fixed) 10.250 10.250  n/a Calculator
Mastercard (Fixed Rate Only) 9.75 9.75 n/a Calculator
Visa (Fixed Rate) 9.75 9.75 n/a Calculator
Visa (Variable Rate) 8.25 8.25 n/a  
Home Equity Line of Credit (Variable) 4.000 4.000 n/a Calculator
Second Mortgage(a closed-end one time advance) 1-5 years Fixed Rate 5.000 5.000 n/a Calculator
Second Mortgage(a closed-end one time advance) 6-7 years Fixed Rate 5.750 5.750 n/a Calculator
Second Mortgage(a closed-end one time advance) 8-10 years Fixed Rate 6.250 6.250 n/a Calculator
Second Mortgage(a closed-end one time advance) 11-20 years Fixed Rate 7.000 7.000 n/a Calculator


*APR=Annual Percentage Rate

Rate may vary depending on your creditworthiness. Please ask a Member Financial Service Representative for details regarding how your rate is determined.
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The second quarter dividend period paid a dividend rate of 0.35% and an APY of 0.35%.
All Rates Subject to Change
Regular Shares
$5.00 Minimum Balance

Savings

Dividend Rate

APY* Term
Regular Share

.350

.350

n/a

Money Market ($2500 Minimum)

.500

.500

n/a

Christmas Club

.350

.350

n/a

Flexible Traditional, Roth & Coverdell Ed. Savings Account (Variable Interest Rate, may change Monthly.

1.000

1.000

n/a

Traditional, Roth, & Coverdell Ed. Savings Accounts 12 month (Fixed interest and Maturity Date. Minimum Deposit $1000.00. (Exception Coverdell Education Savings $500.00)

1.550

1.560

12

Traditional, Roth, & Coverdell Ed. Savings Accounts 24 month (Fixed interest and Maturity Date. Minimum Deposit $1000.00. (Exception Coverdell Education Savings $500.00)

1.9000

1.920

24

Traditional, Roth, & Coverdell Ed. Savings Accounts 36 month (Fixed interest and Maturity Date. Minimum Deposit $1000.00. (Exception Coverdell Education Savings $500.00)

2.400

2.430

36

Traditional, Roth, & Coverdell Ed. Savings Accounts 48 month (Fixed interest and Maturity Date. Minimum Deposit $1000.00. (Exception Coverdell Education Savings $500.00)

2.700

2.730

48

Traditional, Roth, & Coverdell Ed. Savings Accounts 60 month (Fixed interest and Maturity Date. Minimum Deposit $1000.00. (Exception Coverdell Education Savings $500.00)

3.000

3.040

60


*APY=Annual Percentage Yield

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Rates Effective as of 07/29/2010
All Rates Subject to Change
Term Share Certificates
$500 Minimum balance
Certificates Dividend Rate APY* Term
91 day

0.650

0.650

n/a
182 day

1.100

1.110

n/a
1 year

1.550

1.560

n/a
2 year

1.900

1.920

n/a
3 year

2.400

2.430

n/a
4 year

2.700

2.730

n/a
5 year

3.000

3.040

n/a
Teen Term Share Certificate ($250 Minimum)

1.550

1.560

n/a

*APY=Annual Percentage Yield

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