|
Rates Effective as of 2/1/2012
|
| Loans |
Rates, |
APR* | Term | |
| Vehicle Loan 100% Financing | 3.99 | 3.99 | n/a | Calculator |
| Vehicle Loan 80% Financing | 2.99 | 2.99 | n/a | Calculator |
| RV, Boat, Farm Equipment if over $25000 7-10 yrs. (Variable) | 7.50 | 7.50 | n/a | Calculator |
| Secured Other Than Vehicles (personal property-maximum term 72 months) Variable | 8.50 | 8.50 | n/a | Calculator |
| Overdraft Protection Loan | 15.00 | 15.00 | n/a | Calculator |
| Share Secured Loan (3.00% above share rate, Variable) | 0.000 | n/a | Calculator | |
| Certificate Secured Loan (3.00% above certificate rate, Variable) | 0.000 | n/a | Calculator | |
| Signature Loan (Variable) | 9.50 | 9.50 | n/a | Calculator |
| Signature Loan (Fixed) | 9.75 | 9.75 | n/a | Calculator |
| Mastercard (Fixed Rate Only) | 9.75 | 9.75 | n/a | Calculator |
| Visa (Fixed Rate) | 9.75 | 9.75 | n/a | Calculator |
| Visa (Variable Rate) | 8.25 | 8.25 | n/a | |
| Home Equity Line of Credit (Variable) | 4.00 | 4.00 | n/a | Calculator |
| Second Mortgage(a closed-end one time advance) 1-5 years Fixed Rate | 5.00 | 5.00 | n/a | Calculator |
| Second Mortgage(a closed-end one time advance) 6-7 years Fixed Rate | 5.75 | 5.75 | n/a | Calculator |
| Second Mortgage(a closed-end one time advance) 8-10 years Fixed Rate | 6.25 | 6.25 | n/a | Calculator |
| Second Mortgage(a closed-end one time advance) 11-20 years Fixed Rate | 7.00 | 7.00 | n/a | Calculator |
|
Rate may vary depending on your creditworthiness. Please ask a Member Financial Service Representative for details regarding how your rate is determined. |
|
The fourth quarter dividend period paid a dividend rate of 0.15% and an APY of 0.15%. |
| Savings |
Dividend Rate |
APY* | Term |
| Regular Share |
0.15 |
0.15 |
n/a |
|
Money Market ($2500 Minimum) |
0.20 |
0.20 |
n/a |
|
Christmas Club (Balance $0.01-$2500) Regular Share Rate plus 1% |
|
|
|
|
Christmas Club (Balance $2500.01 and greater) |
0.15 |
0.15 |
n/a |
|
Flexible Traditional, Roth & Coverdell Ed. Savings Account (Variable Interest Rate, may change Monthly. |
0.50 |
0.50 |
n/a |
|
Traditional, Roth, & Coverdell Ed. Savings Accounts 12 month (Fixed interest and Maturity Date. Minimum Deposit $1000.00. (Exception Coverdell Education Savings $500.00) |
0.75 |
0.75 |
12 |
|
Traditional, Roth, & Coverdell Ed. Savings Accounts 24 month (Fixed interest and Maturity Date. Minimum Deposit $1000.00. (Exception Coverdell Education Savings $500.00) |
1.10 |
1.11 |
24 |
|
Traditional, Roth, & Coverdell Ed. Savings Accounts 36 month (Fixed interest and Maturity Date. Minimum Deposit $1000.00. (Exception Coverdell Education Savings $500.00) |
1.50 |
1.51 |
36 |
|
Traditional, Roth, & Coverdell Ed. Savings Accounts 48 month (Fixed interest and Maturity Date. Minimum Deposit $1000.00. (Exception Coverdell Education Savings $500.00) |
1.75 |
1.76 |
48 |
|
Traditional, Roth, & Coverdell Ed. Savings Accounts 60 month (Fixed interest and Maturity Date. Minimum Deposit $1000.00. (Exception Coverdell Education Savings $500.00) |
2.00 |
2.02 |
60 |
|
|
| Rates Effective as of 2/02/2012 All Rates Subject to Change Term Share Certificates $500 Minimum balance |
| Certificates | Dividend Rate | APY* | Term |
| 91 day |
0.35 |
0.35 |
n/a |
| 182 day |
0.45 |
0.45 |
n/a |
| 1 year |
0.75 |
0.75 |
n/a |
| 2 year |
1.10 |
1.11 |
n/a |
| 3 year |
1.50 |
1.51 |
n/a |
| 4 year |
1.75 |
1.76 |
n/a |
| 5 year |
2.00 |
2.02 |
n/a |
| Teen Term Share Certificate ($250 Minimum) |
0.75 |
0.75 |
n/a |
|
*APY=Annual Percentage Yield |
