Fee Schedule

The Following Fees and Charges maybe Assessed Against your Account. Disclosure effective March 31, 2011
Account Services	Account Fees/Charges
Wire Transfer Fee (Outgoing) Local	$15.00/Transfer
Wire Transfer Fee (Outgoing) Out of Country	$40.00/Transfer
Bill Pay	$5.00/month- free if have e-statements
Check Copy	$2.00 Paper Copy
Statement Copy Fee	$3.00/Copy; No Charge for current month
Stop Payment Fee	$25.00/Request
Insufficient Funds Fee (NSF Fee)/Overdraft Priviledge	$25.00/Item
Account Reconciliation	$15.00 per hour
Account Research	$10.00 per hour
Inactive Account Fee	$5.00/Month; Charged after 18 months and account balance is less than $250.00
Overdraft/Transfer Fee	$4.00/Item; One free per month
Share Draft Printing	Prices may vary depending upon style
Counter Checks	$1.00/sheet of four checks
Overnight Mail	Contact Member Financial Service Representative for fee
Card Replacement Fee	$5.00; One free per year
Excess Withdrawal Fee	$1.00/Transaction; After five (5) transactions at ATMs no owned by the credit union
Returned Mail Fee	$2.50/Item; after four (4) consecutive periodic statements
Money Order Fee	$1.00/Money Order
Withdrawal Check	$3.00/Check; One free per day if payable to member
Cashier's Check	$3.00/Check
American Express Gift Cheques	$2.50/Cheque
Travelers Check	$0.00/No Charge
Travelers Check for Two	$1.00/$100.00
American Express Gift Cards	$3.95/Card
Lien Filing	$23.00 In Kentucky
UCC Filing	$19.00 In Kentucky
Mortgage Release Fee	$13.00 In Kentucky $11.00 In Indiana
Money Market Excess Transaction Fee	$10.00/Transaction; Three (3) free per month
Garnishment Processing Fee	$25.00
Levy Processing Fee	$20.00
Medallion Signature Guarantee	$10.00
Cashing MHFCU Check for Non-Member	$2.00/Check
Non-Members ATM Surcharge	$3.00
Safe Deposit Fees - Rental Size
2x5	$15.00/Year
3x5	$15.00/Year
5x5	$25.00/Year
2x10	$25.00/Year
3x10	$25.00/Year
5x10	$40.00/Year
10x10	$75.00/Year
Drilling of Boxes	Up to $125.00 depending on service
Key Replacement	Up to $125.00 depending on service
A FEE SHEET IS GIVEN WITH EVERY ACCOUNT DISCLOSURE