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The Following Fees and Charges maybe Assessed Against your Account.
Disclosure effective
August 2004
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Account Services
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Account Fees/Charges
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| Wire Transfer |
$10.00 Local
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| Wire Transfer |
$50.00 Out of country
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| Bill Pay |
$5.00/month- if total of $10,000 or less in all credit union accounts, including loan accounts.
Free: if total of $10,000 or more in all credit union accounts, including loan accounts.
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| Check Copy |
$2.00 Paper Copy |
| Statement Copy |
$1.00 No charge for Interim Statement |
| Stop Payment Fee |
$25.00 |
| Insufficient Funds Fee (NSF) |
$25.00 |
| Statement Reconciliation |
$10.00 per hour |
| Research |
$10.00 Per hour any services provided in excess of one hour |
| Inactive Account Fee |
$5.00 No activity for 18 months on aggregate deposits of $250.00 or less |
| Overdraft Transfer Fee |
$4.00 First 1 per month free |
| Share Draft Order |
Amount varies with order |
| Counter Checks |
$1.00 Four per page |
| Expedited Delivery Rates for Liberty Check Printing |
Refer to Member Financial Service Representative |
| One Free Plastic Card Per Year |
$5.00 fee for replacements |
| Network ATM Charge |
$1.00 First 5 per month with no charge by Credit Union |
| Return Mail Fee |
$2.50 After 4 consecutive periodic statements have been returned as undeliverable due to bad address |
| Money Order |
$1.00 |
| Withdrawal Check |
$2.00 One free per day if payable to member |
| Cashier Check |
$5.00 |
| American Express Gift Cheques |
$2.50 |
| American Express Travelers Cheques/Two party Cheques |
$1.00 per $100.00 |
| American Express Stored Value Gift Card |
$3.95 Per card |
| Express Mail/Fed Ex |
$9.95 |
| Airborne Express |
$5.08 |
| Lien Filing |
$23.00 In Kentucky |
| UCC Filing |
$19.00 In Kentucky |
| Mortgage Release Fee |
$9.00 In Kentucky
$11.00 In Indiana |
| Money Market Excess Transaction Fee |
$10.00 Each in excess of 3 per month |
| Safe Deposit Box Key Replacement |
Up to $125.00 depending on service. |
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A FEE SHEET IS GIVEN WITH EVERY ACCOUNT DISCLOSURE
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