Fee Schedule

The Following Fees and Charges maybe Assessed Against your Account. Disclosure effective September 1, 2009
Account Services	Account Fees/Charges
Wire Transfer	$15.00 Local
Wire Transfer	$40.00 Out of country
Bill Pay	$5.00/month- free if have e-statements
Check Copy	$2.00 Paper Copy
Statement Copy	$3.00 No charge for Interim Statement
Stop Payment Fee	$25.00
Insufficient Funds Fee (NSF)	$25.00
Statement Reconciliation	$15.00 per hour
Research	$10.00 Per hour any services provided in excess of one hour
Inactive Account Fee	$5.00 No activity for 18 months on aggregate deposits of $250.00 or less
Overdraft Transfer Fee	$4.00 First 1 per month free
Share Draft Order	Amount varies with order
Counter Checks	$1.00 Four per page
Expedited Delivery Rates for Liberty Check Printing	Refer to Member Financial Service Representative
One Free Plastic Card Per Year	$5.00 fee for replacements
Network ATM Charge	$1.00 First 5 per month with no charge by Credit Union
Return Mail Fee	$2.50 After 4 consecutive periodic statements have been returned as undeliverable due to bad address
Money Order	$1.00
Withdrawal Check	$3.00 One free per day if payable to member
Cashier Check	$3.00
American Express Gift Cheques	$2.50
American Express Travelers Cheques/Two party Cheques	$1.00 per $100.00
American Express Stored Value Gift Card	$3.95 Per card
Overnight	$20.00
2nd Day Air	$11.00
Ground (3 - 5 Days)	$5.00
Lien Filing	$23.00 In Kentucky
UCC Filing	$19.00 In Kentucky
Mortgage Release Fee	$9.00 In Kentucky $11.00 In Indiana
Money Market Excess Transaction Fee	$10.00 Each in excess of 3 per month
Safe Deposit Box Key Replacement	Up to $125.00 depending on service.
Garnishment Processing Fee	$25.00
Levy Processing	$20.00
Medallion Signature Guarantee	$10.00
Non-Member Cashing On-Us Checks	$2.00
Non-Members ATM Surcharge	$3.00
A FEE SHEET IS GIVEN WITH EVERY ACCOUNT DISCLOSURE