Our Story

Members Heritage opened its doors in April 1960 as IBM (Lexington) Employees Federal Credit Union. In the early 1990’s, the credit union began to grow and diversify, offering service to employees at additional companies. In 1993, our name was changed to Members Heritage Federal Credit Union, representing the concept of member ownership and respect for the IBM heritage.

Today, we serve over 45,000 members with assets over $300,000,000. Members Heritage operates five convenient locations in Lexington, KY, which includes our office inside of Lexmark and FMC. We also have branches located in Winchester, KY, Nicholasville, KY, Zebulon, NC, and a branch located in Greencastle, IN. Our field of membership includes over 260 companies (Select Employee Groups) in central Kentucky and Indiana. In 2003, our membership was expanded to include people who live, work, worship, and attend school in certain areas of Lexington, KY.

Members Heritage is a not-for-profit cooperative association with a "people helping people" philosophy. We believe our first responsibility is to our members. As a member, you are also an owner and have a voice in the operation and management of your credit union and can volunteer to serve on committees or run for an elected position. Our operations are controlled by a volunteer Board of Directors with many years of experience in the credit union industry. We strive to provide members with a safe, convenient place to save and borrow at reasonable rates. Our institution exists to benefit our members, not to make a profit.

We provide maximum security for members’ funds through the National Credit Union Administration (NCUA), a U.S. Government Agency. Members Heritage is an Equal Housing Lender. Our lending policies comply with the Equal Credit Opportunity Act.

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