Mortgage & Home Equity
First Mortgage

Your home is not just a place to live, it's an investment. Whether you're buying a new home, relocating, or refinancing your current home, Members Heritage has a home mortgage that's easy to live with. We are also happy to talk with you about refinancing your loan from another financial institution. Click here to apply for a First Mortgage loan online.*
  • First Mortgages available in most states.
  • Flexible terms available: 10, 15, 20, or 30 years.
  • FHA loans, VA loans, and unimproved land loans also available.
  • Adjustable rate mortgages (ARM's) and fixed rate mortgages offered.
  • Home insurance coverage plans available with Members Insurance Services.
  • No prepayment penalty.
  • Our HomePlusTM  realtor referral program can save you money when buying or selling your home.
  • Our Members Choice program is especially designed for first-time homebuyers.
  • Home Equity loans also available with a Second Mortgage or Home Equity Line of Credit.

Click on the provided link to find out valuable information onThe Road to Home Ownership. http://www.balancetrack.org/roadtohome/index.html-

  •  Loan Pre-Approval
    Want to know exactly what you can afford before shopping for your new home?  Get pre-approved with Members Heritage and gain a better bargaining position.*  You're also able to close the deal on your new home more quickly, saving yourself time and money.  Contact our Mortgage Department for more information at 859-259-3466 or 1-800-359-3466.

Home Insurance
Your home is probably your most valuable investment.  We offer several plans or home insurance plans to meet your needs through our wholly owned subsidiary Members Insurance Services. For information, call a representative at (859) 455-7300 or 1-800-359-3466, visit the office at our Pimlico location, or visit them at
www.members-insurance.com.

*All loans subject to approval. Members Heritage complies with the Equal Credit Opportunity Act.

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