With every mortgage payment you make, you're building equity in your home. Why not use it for the things you want with a Members Heritage Home Equity loan? These mortgage loans are secured by your property.  For more information, you may visit one of our convenient locations, or call us at 859-259-3466 or 1-800-359-3466.

• Variable rate loan with a 7-year draw period (15-year repayment period).  (Check our Current Rates )
• Specific credit limit set; checks provided for easy access.
• Minimum loan amout is $5,000.
• Minimum first time advance is $500; subsequent advances are $100 or more.
• Loan-to-value ratio up to 100%.
• No prepayment penalty.
• Interest paid may be tax deductible. (Consult your tax advisor)
• First Mortgage and Second Mortgage loans also available. 
• For Kentucky and Indiana members only.
• Must be your primary residence.

 
*All loans subject to approval. Members Heritage complies with the Equal Opportunity Act.