With every mortgage payment you make, you're building equity in your home. Why not use it for the things you want with a Members Heritage Home Equity loan? These mortgage loans are secured by your property.  For more information, you may visit one of our convenient locations, or call us at 859-259-3466 or 1-800-359-3466.

• Variable rate loan with a 7-year draw period (15-year repayment period).  (Check our Current Rates )
• Specific credit limit set; checks provided for easy access.
• Minimum loan amout is $5,000.
• Minimum first time advance is $500; subsequent advances are $100 or more.
• Loan-to-value ratio up to 100%.
• No prepayment penalty.
• Interest paid may be tax deductible. (Consult your tax advisor)
• First Mortgage and Second Mortgage loans also available. 
• For Kentucky and Indiana members only.
• Must be your primary residence.

 Home Insurance
Your home is probably your most valuable investment.  We offer several plans or home insurance plans to meet your needs through our wholly owned subsidiary Members Insurance Services. For information, call a representative at (859) 455-7300 or 1-800-359-3466, visit the office at our Pimlico location, or visit them at www.members-insurance.com.

*All loans subject to approval. Members Heritage complies with the Equal Opportunity Act.