Notice to Traditional IRA Owners:
Legislation has been passed to waive Required Minimum Distribution (RMD) payments for 2009. This means you do not have a 2009 RMD. We will continue to distribute 2009 periodic payments as usual, unless you inform us that you do not want to receive payment.

Individual Retirement Accounts (IRAs) are a good way to save for the future. Whether you have retirement in mind or a child's education, we have a plan that suits your particular needs.

  • Fixed Traditional IRAs and Roth IRAs available with minimum balance of $1,000. Fixed Coverdell Education Savings Accounts available with minimum balance of $500.
  • Fixed interest rate and terms from 12 months to 60 months.
  • Dividends calculated on average daily balance, paid monthly.  (Check our Current Rates.)


Achieve Your Financial Goals
Need a little help achieving your financial goals? As a Members Heritage member, you have access to the money management professionals at BALANCE. Call 888-456-2227 to speak to a counselor about how you can become financially fit or visit the BALANCE web site for more information. 
Use our Savings Calculators to find out how quickly your money can grow!











  • Flexible Traditional IRA, Roth IRAs, and Coverdell Education Savings Account available with minimum balance of $5.00.
  • Variable interest rate and no set maturity date.
  • Dividends calculated on average daily balance, paid quarterly.  (Check our Current Rates.)
[ Membership | Accounts | Loans | Mortgage & Home Equity | Electronic Services | Financial Education | About Us
What's New | Newsletter | Current Rates | Applications | Contact Us | Careers | Notices | Search ]
Privacy Policy Notices, Terms, and Conditions | Design & Hosting by D+H
Browser Requirements | Copyright D+H All Rights Reserved.
go button applications greenvehicles