Term Share Certificate
Term Share Certificates can be opened with a minimum balance and you choose the rate/term that appeals to you.
- Dividends calculated on average daily balance, paid monthly. (Check our Current Rates.)
- Terms available from 91 days-5 years.
- Minimum balance $500.
- Can be used as collateral on Share Secured Loans.
Teen Term Share Certificate
Teach teenagers about savings with a Teen Share Certificate. Available for credit union members ages 13-19.
- Dividends calculated on average daily balance, paid monthly. (Check our Current Rates.)
- Term of 13 months.
- Minimum balance of $250.
- Maximum balance of $19,000.
- Visit our Student Center to find other fun ways to learn about saving money.
Need a little help achieving your financial goals? As a Members Heritage member, you have access to the money management professionals at BALANCE. Call 888-456-2227 to speak to a counselor about how you can become financially fit or visit the BALANCE web site for more information. Use our Savings Calculators to find out how quickly your money can grow!









