Who Can Join?

Unlike other financial institutions, a credit union cannot offer its services to just anyone. A person must be within the field of membership to become a member. As a member, you are also an owner. When you become a member, you also become an owner and are eligible for access to our products and services. We also extend an invitation for credit union membership to your immediate family - spouse, children, parents, brothers, and sisters. Additionally, any people living in your same household are eligible for membership.


In Lexington, KY, you may be eligible to join Members Heritage if you live, work, worship or attend school in the following zip codes: 40502, 40504, 40505, 40507, 40508, 40509, 40510, 40511, or 40517. 

We also offer membership to employees at many companies throughout central Kentucky and Indiana. A Select Employee Group (SEG) is any company that provides the option of Members Heritage membership to its employees. Employees of our SEGs and their immediate family can join Members Heritage and enjoy many money-savings benefits.  Click here for more information about our Select Employee Groups.

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