Our Members Choice First Mortgage Program is especially designed for the first-time homebuyer. Purchase must be for primary residence only. Here are some details:
- Available in Kentucky and Indiana only.
- Maximum loan amount: $125,000.
- Maximum loan-to-value: 97% (down payment: 3%).
- 15-year and 30-year terms with fixed and adjustable rates available.
- No Private Mortgage Insurance (PMI) required.
- No prepayment penalty.
- Our HomePlusTM realtor referral program can save you money when buying or selling your home.
- Home insurance coverage plans available with Members Insurance Services.
- Conventional First Mortgage loans also available.
Click on the provided link to find out valuable information onThe Road to Home Ownership. http://www.balancetrack.org/roadtohome/index.html-
Loan Pre-Approval
Want to know exactly what you can afford before shopping for your new home? Get pre-approved with Members Heritage and gain a better bargaining position.* You're also able to close the deal on your new home more quickly, saving yourself time and money. Contact our Mortgage Department for more information at 859-259-3466 or 1-800-359-3466.
*All loans are subject to approval. Members Heritage complies with the Equal Credit Opportunity Act.
