Members Heritage is happy to offer a Christmas Club account to make saving for the holidays easier.  We also offer special club accounts and programs to benefit children, seniors, and teens. 

Christmas Club | Golden VIP Club|
Kirby Kangaroo^TM | CU Succeed^TM | Young Adult Program

Christmas Club
Save for the holidays all year long with a Christmas Club Account.

• Low $5.00 minimum opening balance.
• Deposits can be made by payroll deduction.
• Dividends calculated on average daily balance, paid quarterly.  (Check our Current Rates.)
• Access your account balance anytime with BUTTONS, our telephone teller, or Members Heritage @ Home, our online service.

Entire account balance is deposited into your primary Share Savings account (or other designated account) on October 1st.

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Golden VIP Club
We offer a special package of services for members who are 50 and over.  To be a part of the Golden VIP Club you only need to have a Members Heritage Visa or MasterCard and one other active account.   Here are the benefits:

• One (1) free box of checks annually.*
• Up to three (3) free cashier's checks per month.
• Up to three (3) free stop payments per month.
• Up to three (3) free withdrawal checks per month.
• Up to three (3) microfilm copies of checks and statements per month.

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Kirby Kangaroo^TM
Our Kirby Kangaroo Club can teach children the importance of savings. This Share Savings account is available for children from birth up to 12. Kids receive some fun goodies when this account is opened, enjoy special giveaways and events during the year, and children 5 - 12 receive a quarterly newsletter. Visit our Student Center to find fun ways to learn about saving money and visit the Kirby Kangaroo Club web site. 

• Dividends calculated on average daily balance, paid quarterly.  (Check our Current Rates.)
• Safe, convenient, and accessible.
• Low $5.00 minimum balance.

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CU Succeed^TM
CU Succeed is our teen savings program. Teen members ages 13 - 17 will receive a quarterly newsletter with articles just for them and also enjoy special giveaways and events during the year. Our young members can also request special brochures to help them buy a car, set a budget, and establish credit. Visit our Student Center to find fun ways to learn about saving money and visit the CU Succeed web site.  Dividends calculated on average daily balance, paid quarterly.  (Check our Current Rates.)

• Safe, convenient, and accessible.
• Low $5.00 minimum balance.
  

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Young Adult Program
The Young Adult Program** is a package of services for high school seniors and college or trade school students.  It helps young adults learn to manage their money and establish credit.  Our Student Center has more info about saving money.  The package includes:

• A Share Draft Checking* account with a free first box of checks.
• An ATM/Visa Check Card for easy access to your funds.
• A Members Heritage Visa or MasterCard for convenience.
  

*All accounts verified by ChexSystems.
**Age and credit restrictions may apply.

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