Overdraft Protection Loan

Ifyou accidental overspend using your checkbook or ATM/VISA Check Card, you don't have to worry with an Overdraft Protection loan. This loan backs up your designated Share Draft Checking account and helps you avoid any non-sufficient funds (NSF) fees.   

  • Minimum credit limit is $500.
  • Advances made are subject to the available loan amount and the amount needed to cover the item.
  • Enjoy an open-ended term and a fixed rate.  (Check our Current Rates.)
  • Avoid overdraft checks and have peace of mind.
  • Other overdraft protection also available with Share Savings back up and/or Privilege Pay service on your Share Draft Checking account.  Click here for the Privilege Pay extended coverage opt-in form which includes all policy information. 

Easy Loan Application
Applying for a Members Heritage loan is easy and convenient.* Apply in person, by mail, via phone/fax, or online. We also have Evening and Weekend lending available by calling 1-800-357-3913.

*All loans subject to approval. Members Heritage complies with the Equal Credit Opportunity Act.


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