Credit Cards

Visa or MasterCard
With a Members Heritage Visa or MasterCard, you can enjoy several benefits including:

  • NO Balance Transfer Fees.
  • Low, fixed or variable annual percentage rates.  (Check our Current Rates.)
  • Earn Bonus Points with every purchase with automatic enrollment in our ScoreCard program.
  • View your credit card statement online with eZCardInfo.
  • 25 day grace period on purchases before finance charges accrue.
  • Cash advances available at teller window or by ATM machines.
  • Billed monthly payment will be 3% of unpaid balance.
  • Get an additional card for an eligible family member.
  • Transfer balances from higher interest rate balances for savings.
  • And MORE exciting benefits!
  • Click here to view your VISA Cardholder Agreement
  • Click here to view your MasterCard Cardholder Agreement
  • Click here to view the 2009 Credit Card Act Summary

Click here to go to Members Heritage Online to enter a secure credit card application.

ScoreCard Credit Card Rewards Program
Members Heritage credit cardholders are automatically enrolled in our ScoreCard program and earn bonus points when they use their MHFCU Mastercard or Visa. One dollar in net retail purchases equals one point. You have the option to redeem these points for exciting merchandise or travel benefits. You can even redeem your ScoreCard bonus points online.  Apply for your MHFCU credit card today and start earning your own bonus points today.

24-Hour Visa or MasterCard Customer Service

Report a Card Lost/Stolen
866-604-0381 or 727-570-4881

Payment Address for MasterCard/Visa
PO BOX 4513
Carol Stream, IL 60197-4513

When mailing a payment, be sure to enclose a statement, and/or write your account number on your check.



*APR = Annual Percentage Rate.  This credit union and its policies comply with the Equal Credit Opportunity Act.  Rates subject to credit approval. Your rate may be higher based on your creditworthiness.

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