Vehicle Loans

100% financing available on new and pre-owned vehicles.
Terms up to 72 months with fixed rates. (Check our Current Rates.)
Extended warranty and GAP insurance options.
Dealer Direct Program allows you to finance with us at the dealership.
No application or processing fees.
Choose to make payments by automatic deductions from your account.
No prepayment penalty.
Click here for information regarding the Extended Warranty Program.

Dealer Direct Program
Our Dealer Direct Program offers members the opportunity to shop for a vehicle and then complete financing with the credit union right at the local dealership. There's no need to make a special trip to our offices to apply for a loan. Just be sure to tell the salesperson that you are a Members Heritage member and want financing through your credit union.
Auto insurance coverage plans available with Members Insurance Services.
Other types of vehicle financing available with a variable rate Secured Loan: ATV's, RV's, motor homes, boats, farm equipment, motorcycles.
To send proof of vehicle insurance coverage click here.

Loan Pre-Approval
Want to know exactly what you can afford before shopping for your new vehicle? Get pre-approved with Members Heritage and gain bargaining position.

Easy Loan Application
Applying for a Members Heritage loan is easy and convenient.* Apply in person, by mail, via phone/fax, or online. We also have Evening and Weekend lending available by calling 1-800-357-3913.