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Vehicle Loans

Easy Loan Application
Applying for a Members Heritage loan is easy and convenient.* Apply in person, by mail, via phone/fax, or
online. We also have Evening and Weekend lending available by calling 1-800-357-3913. 

  • 100% financing available on new and pre-owned vehicles.
  • Terms up to 72 months with fixed rates.  (Check our Current Rates.)
  • Extended warranty and GAP insurance options.
  • Indirect Lending Program allows you to finance with us at the dealership.
  • No application or processing fees.
  • Choose to make payments by automatic deductions from your account.
  • No prepayment penalty.
  • Click here for information regarding the Extended Warranty Program.
  • Auto Insurance coverage plans available with Members Insurance Services.
  • Other types of vehicle financing available with variable rate Secured Loan: ATV's, RV's, motor homes, boats, farm equipment and motorcycles.
  • To send proof of vehicle insurance coverage, click here.

Indirect Lending Program
Our 
Indirect Lending Program offers members the opportunity to shop for a vehicle and then complete financing with the credit union right at the local dealership. There's no need to make a special trip to our offices to apply for a loan. Just be sure to tell the salesperson that you are a Members Heritage member and want financing through your credit union.

Loan Pre-Approval
Want to know exactly what you can afford before shopping for your new vehicle?  Get pre-approved with Members Heritage and gain bargaining position.

Easy Loan Application
Applying for a Members Heritage loan is easy and convenient.* Apply in person, by mail, via phone/fax, or
online. We also have Evening and Weekend lending available by calling 1-800-357-3913. 

Need Some Extra Cash?

You can now skip a loan payment* and have more cash when you want it! One Skip-A-Payment is permitted per loan per calendar year. There is a $20 fee for each loan payment that is skipped. 

To take advantage of this offer, print out a coupon, here!

*In order to participate, all loans must be current and accounts must be in good standing.  Loans that have had an extension or payment modification, within the last year may not qualify.  This offers does not apply to mortgages, home equity loans/2nd mortgages or credit cards.  Interest will continue to accrue on your loan during the month you skip your payment.  Future claims for credit disability, credit life insurance and GAP claims may be affected by participating in the program.  Skipped payment will be added to the end of the loan contract.  Some restrictions apply.

 

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