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Vehicle Loans
  • 100% financing available on new and pre-owned vehicles.
  • Terms up to 72 months with fixed rates.  (Check our Current Rates.)
  • Extended warranty and GAP insurance options.
  • Dealer Direct Program allows you to finance with us at the dealership.
  • No application or processing fees.
  • Choose to make payments by automatic deductions from your account.
  • No prepayment penalty.
  • Click here for information regarding the Extended Warranty Program.

     

    Dealer Direct Program
    Our
    Dealer Direct Program offers members the opportunity to shop for a vehicle and then complete financing with the credit union right at the local dealership. There's no need to make a special trip to our offices to apply for a loan. Just be sure to tell the salesperson that you are a Members Heritage member and want financing through your credit union.

     

     

  • Auto insurance coverage plans available with Members Insurance Services.
  • Other types of vehicle financing available with a variable rate Secured Loan: ATV's, RV's, motor homes, boats, farm equipment, motorcycles.
  • To send proof of vehicle insurance coverage click here.

    Loan Pre-Approval
    Want to know exactly what you can afford before shopping for your new vehicle?  Get pre-approved with Members Heritage and gain bargaining position.

    Easy Loan Application
    Applying for a Members Heritage loan is easy and convenient.* Apply in person, by mail, via phone/fax, or
    online. We also have Evening and Weekend lending available by calling 1-800-357-3913.

     

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