- 100% financing available on new and pre-owned vehicles.
- Terms up to 72 months with fixed rates. (Check our Current Rates.)
- Extended warranty and GAP insurance options.
- Dealer Direct Program allows you to finance with us at the dealership.
- No application or processing fees.
- Choose to make payments by automatic deductions from your account.
- No prepayment penalty.
- Click here for information regarding the Extended Warranty Program.
- Auto Insurance coverage plans available with Members Insurance Services.
- Other types of vehicle financing available with variable rate Secured Loan: ATV's, RV's, motor homes, boats, farm equipment and motorcycles.
- To send proof of vehicle insurance coverage, click here.
Dealer Direct Program
Our Dealer Direct Program offers members the opportunity to shop for a vehicle and then complete financing with the credit union right at the local dealership. There's no need to make a special trip to our offices to apply for a loan. Just be sure to tell the salesperson that you are a Members Heritage member and want financing through your credit union.
Want to know exactly what you can afford before shopping for your new vehicle? Get pre-approved with Members Heritage and gain bargaining position.
Easy Loan Application
Applying for a Members Heritage loan is easy and convenient.* Apply in person, by mail, via phone/fax, or online. We also have Evening and Weekend lending available by calling 1-800-357-3913.