Members Heritage encourages members to save.  For this reason, we offer several savings options.  Your savings are safe at the credit union because the National Credit Union Administration, a U.S. Government agency, federally insures your credit union accounts to $250,000.  We also offer Share Draft Checking accounts for your convenience.

A Share/Savings Account is required for active membership.  This account can be opened for as little as $5.00.  After this account is opened, you are then eligible for all the products and services offered by Members Heritage. 

• No monthly fees or surcharges.
• Low $5.00 minimum balance.
• Dividends calculated on average daily balance, paid quarterly.  (Check our Current Rates.)
• Safe, convenient, and accessible.
• Convenient Direct Deposit and Payroll Deduction services available.
• Access your account balance anytime with BUTTONS, our telephone teller service, or Members Heritage @ Home, our online account access service.
• Convenient ATM service available.
• Can be used for overdraft protection for Share Draft Checking accounts.
• Can be used as collateral for Share Secured Loans.

Achieve Your Financial Goals
Need a little help achieving your financial goals? As a Members Heritage member, you have access to the money management professionals at BALANCE. Call 888-456-2227 to speak to a counselor about how you can become financially fit or visit the BALANCE web site for more information.  Use our Savings Calculators to find out how quickly your money can grow!