Share / Savings

Members Heritage encourages members to save.  For this reason, we offer several savings options.  Your savings are safe at the credit union because the National Credit Union Administration, a U.S. Government agency, federally insures your credit union accounts to $250,000.  We also offer Share Draft Checking accounts for your convenience.


Regular Share Savings

A Share/Savings Account is required for active membership.  This account can be opened for as little as $5.00.  After this account is opened, you are then eligible for all the products and services offered by Members Heritage. 

  • No monthly fees or surcharges.
  • Low $5.00 minimum balance.
  • Dividends calculated on average daily balance, paid quarterly.  (Check our Current Rates.)
  • Safe, convenient, and accessible.
  • Convenient Direct Deposit and Payroll Deduction services available.
  • Access your account balance anytime with BUTTONS, our telephone teller service, or Members Heritage @ Home, our online account access service.
  • Convenient ATM service available.
  • Can be used for overdraft protection for Share Draft Checking accounts.
  • Can be used as collateral for Share Secured Loans.

Achieve Your Financial Goals
Need a little help achieving your financial goals? As a Members Heritage member, you have access to the money management professionals at BALANCE. Call 888-456-2227 to speak to a counselor about how you can become financially fit or visit the BALANCE web site for more information. 
Use our Savings Calculators to find out how quickly your money can grow!

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