Our Share Draft Checking account has features anyone would want. We also offer a special package of services for members over 50 with our Golden VIP Club and a Young Adult Program.
- NO monthly fee.
- NO minimum balance required.
- NO per check charge for unlimited check writing.
- Convenient Direct Deposit and Payroll Deduction services available.
- An ATM Card allows you quick, easy worldwide access to your funds.
- A Visa Check Card deducts funds from your Share Draft Checking account.
- Overdraft protection available with an Overdraft Protection Loan, savings back up, and/or Overdraft Privilege service.
- Access your account balance with BUTTONS, our telephone teller service, or Members Heritage @ Home, our online financial transaction service.
- Convenient online check reordering available.
Money Market Share Draft Account
A Money Market Share Draft account* provides easy access to your money and offers dividends.
- Dividends calculated on average daily balance, paid monthly. (Check our Current Rates.)
- Up to three (3) free withdrawals per month.
- Minimum balance of $2,500 required to earn dividends.
Overdraft Privilege
Overdraft Privilege is a financial resource that may cover your overdraft checks. This service can save you the expense and embarrassment of having your checks returned. Contact a Members Heritage Representative for more details and eligibility information.
Achieve Your Financial Goals
Need a little help achieving your financial goals? As a Members Heritage member, you have access to the money management professionals at BALANCE. Call 888-456-2227 to speak to a counselor about how you can become financially fit or visit the BALANCE web site for more information. Use our Savings Calculators to find out how quickly your money can grow!
*All accounts verified by ChexSystems.









