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Share Draft Checking
Members Heritage Share Draft Checking accounts* make it easy to access your money. We offer many cost-saving benefits to meet your financial needs.  We can provide you with a free kit to assist you in transferring your accounts to Members Heritage from another financial institution.  We also offer Share Savings accounts for your convenience.
 
Regular Share Draft Checking
Our Share Draft Checking account has features anyone would want.  We also offer a special package of services for members over 50 with our
Golden VIP Club and a Young Adult Program.
  • NO monthly fee.
  • NO minimum balance required.
  • NO per check charge for unlimited check writing.
  • Convenient Direct Deposit and Payroll Deduction services available.
  • An ATM Card allows you quick, easy worldwide access to your funds.
  • A Visa Check Card deducts funds from your Share Draft Checking account.
  • Overdraft protection available with an Overdraft Protection Loan, savings back up, and/or Overdraft Privilege service.
  • Access your account balance with BUTTONS, our telephone teller service, or Members Heritage @ Home, our online financial transaction service.
  • Convenient online check reordering available.

Money Market Share Draft Account
A Money Market Share Draft account* provides easy access to your money and offers dividends.

  • Dividends calculated on average daily balance, paid monthly.  (Check our Current Rates.)
  • Up to three (3) free withdrawals per month.
  • Minimum balance of $2,500 required to earn dividends.

Overdraft Privilege
Overdraft Privilege is a financial resource that may cover your overdraft checks.  This service can save you the expense and embarrassment of having your checks returned.  Contact a Members Heritage Representative for more details and eligibility information. 

Achieve Your Financial Goals
Need a little help achieving your financial goals? As a Members Heritage member, you have access to the money management professionals at BALANCE. Call 888-456-2227 to speak to a counselor about how you can become financially fit or visit the BALANCE web site for more information. 
Use our Savings Calculators to find out how quickly your money can grow!


*All accounts verified by ChexSystems.

 

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